Who Mkutano is built for
Whether you run the meetings, attend them, or fund them — Mkutano has something powerful for you.
Run your meetings like a pro
Mkutano was designed first and foremost for the group secretary — the hardest-working volunteer in every savings group.
Get Started Free✓ Open & close sessions in under 2 minutes
A guided session flow walks you through every step — attendance, contributions, loans, repayments — so nothing is missed.
✓ Zero manual arithmetic
Savings totals, loan balances, and fund running totals are all calculated instantly and accurately.
✓ Dispute-prevention confirmation screen
Before confirming, every entry is displayed for the whole group to verify. No more arguments after the meeting.
✓ Works offline in any village
No internet? The app keeps working. Data saves locally and syncs the moment you're back online.
✓ One-click meeting report PDF
Download a professional meeting summary to share with members, post on the noticeboard, or send to NGO partners.
✓ Audit trail for accountability
Every action is logged. If a question arises weeks later, you have a clean record to refer to.
Know exactly where your money is
Group members deserve transparency. Mkutano gives each member her own wallet view — no more wondering about your savings.
Get Started Free✓ Your personal savings wallet
See your total contributions this cycle, wallet balance, and savings history at a glance.
✓ Live loan tracking
Know your outstanding loan balance, next repayment amount, and due date without asking the secretary.
✓ Meeting notifications
Get reminders for upcoming meetings, overdue repayments, and when a new report is available.
✓ Full contribution history
Scroll through every meeting you've attended, every shilling you've contributed, and every loan you've taken.
✓ Simple, large-text interface
Mkutano is designed for low-digital-literacy users. Big buttons, clear labels, and minimal text.
✓ Available in local languages
Support for Swahili, Luganda, Twi, and other local languages — coming soon.
Real-time group intelligence at scale
Partner organizations gain live visibility into every group they support — without burdensome field visits.
Get Started Free✓ Multi-group reporting dashboard
View performance metrics, savings totals, loan repayment rates, and member growth across all your partner groups.
✓ Verified financial records
Mkutano's audit trail means every number is traceable. Use group data for loan applications with confidence.
✓ Data export & API access
Export group data to CSV or Excel, or integrate with your existing MIS through our API.
✓ Group health scoring
At-a-glance indicators show which groups are thriving and which need support — enabling proactive field officer visits.
✓ Faster credit assessments
Groups with Mkutano records get credit decisions 40% faster than paper-record groups, on average.
✓ Impact measurement tools
Track metrics like average savings per member, loan utilization rates, and repayment performance for donor reporting.